Welcome to Newbidel Capital. These Terms of Service (“Terms”) govern your access to and use of our website, educational programs, and professional certification services.

By accessing our website, purchasing a certification, or using any of our services, you agree to be legally bound by these Terms. If you do not agree with any part of these Terms, you should not use our services.

1. Services Provided

Newbidel Capital provides:

  • Online educational content
  • Professional development programs
  • Digital training materials
  • Certification programs upon successful completion of assessments

All services are delivered electronically unless otherwise specified. We reserve the right to modify, update, or discontinue any service at our discretion without prior notice.

2. Account Responsibility

If access to certifications or materials requires account registration, you agree to:

  • Provide accurate and complete information
  • Maintain the confidentiality of your login credentials
  • Be responsible for all activity under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

3. Payments and Pricing

All payments must be completed in full before access to certification materials, courses, or assessments is granted.

  • Prices are listed on the website and may be updated at any time without prior notice.
  • Promotional offers or discounts are subject to specific terms and may be withdrawn at any time.
  • You are responsible for any applicable taxes or transaction fees.

Failure to complete payment will result in denial of access to paid services.

4. Refund Policy

Unless explicitly stated otherwise in writing:

  • Certification purchases are non-refundable once access to materials has been granted.
  • No refunds will be issued for failure to complete the program.
  • Refund exceptions, if any, are granted at our sole discretion.

Please review all program details carefully before making a purchase.

5. Certification Issuance and Validity

Certificates are issued only upon:

  • Successful completion of all required coursework
  • Passing required assessments
  • Compliance with academic integrity standards

Newbidel Capital reserves the right to:

  • Withhold certification if requirements are not met
  • Revoke certification in cases of fraud, plagiarism, misrepresentation, or misconduct
  • Verify certification authenticity upon request

Certifications represent completion of an educational program and do not guarantee employment, financial results, or professional licensing.

6. Intellectual Property Rights

All course materials, educational content, videos, documents, assessments, branding elements, logos, and website content are the exclusive property of Newbidel Capital.

You may not:

  • Copy, reproduce, or distribute materials
  • Share login access with third parties
  • Modify or create derivative works
  • Resell or commercially exploit any content

Unauthorized use may result in legal action and termination of access.

7. Educational Purpose and No Financial Advice

All content provided by Newbidel Capital is for educational purposes only.

Nothing on this website or within certification programs constitutes:

  • Financial advice
  • Investment advice
  • Legal advice
  • Tax advice

Participants are solely responsible for their financial and professional decisions. We strongly recommend consulting qualified professionals before making financial or investment decisions.

8. Limitation of Liability

To the fullest extent permitted by law, Newbidel Capital shall not be liable for:

  • Direct or indirect financial losses
  • Business interruption
  • Loss of profits or opportunities
  • Decisions made based on educational content

All use of our services is at your own risk.

9. Code of Conduct

Users agree not to:

  • Engage in fraudulent activity
  • Cheat or attempt to manipulate assessments
  • Harass other users or staff
  • Use the platform for unlawful purposes

Violation of this section may result in immediate termination without refund.

10. Modifications to the Terms

We reserve the right to update or modify these Terms of Service at any time. Changes become effective immediately upon posting on this page.

It is your responsibility to review these Terms periodically.

11. Governing Law

These Terms shall be governed and interpreted in accordance with applicable laws, without regard to conflict of law principles.

‍